Share

A loan without a guarantor…Is a loan you can Endure…
Personal loans programs for employees who are enrolled with salary direct deposit.

Benefits:

  • Loans reaching up to JD 50,000, without the need for a grantor. Available for private sector employees, and public sector employees who are tenured and within the organizational structure.
  • Repayment period that reaches up to 96 months.
  • Preapproved credit card free for the first year.
  • Revolving overdraft account reaching up to twice the salary.
  • Possibility of granting retirees subject to Palestinian retirement laws who are under 70 years of age with personal loans under this program.

Personal Loans Program for Employees:

  • Loans reaching up to JD 70,000, without the need for a grantor.
  • Repayment period that reaches up to 96 months.
  • Possibility of obtaining a visa card.
  • Possibility of getting an overdraft ceiling reaching up to twice the salary.
  • Grace period up to 45 days.
  • Employment period terms:
  • Palestinian National Authority employees should be tenured and within the organizational structure.
  • Other employees of accredited institutions: Should be tenured and have served for at least one year.
  • Employees of accredited municipalities, contract employees, and day laborers with a monthly premium exceeding 25% of the salary are subject to the programs terms.
  • Cash Deposit Loans: In case the cash deposits are in same currency of the loan, a “diminishing” interest rate of 2% will be charged on loans in JD and USD.

Personal Loans for Military Personnel:

  • Loans reaching up to JD 20,000, without the need for a grantor.
  • Repayment period that reaches up to 60 months.
  • Possibility of obtaining a visa card.
  • Possibility of getting an overdraft ceiling reaching up to twice the salary.
  • Grace period up to 45 days.
  • The military personnel should have served at least for two years with a rank not lower than First Sergeant.
  • Military personnel with a monthly premium exceeding 25% of the salary are subject to the programs terms.

For more information, please visit any of our branches
96 branches in Jordan and Palestine at your service

*Subject to the program terms and bank’s approval

A loan without a guarantor…Is a loan you can Endure…
Personal Loan Program for employees with salary transfer.